Saturday, April 25, 2026

Breakdown Cover

I went looking for breakdown cover, (https://breakdown.covermy.co.uk/) I found a nice cheep policy which is listed as defacto 5*. However, the terms and conditions prove that it is not really breakdown covers it only covers 363 days of the year.  I was also rather concerned about the use of language.

 

 Here are the Ts&Cs:

 


 

  • The vehicle(s) meets the criteria set out in the policy wording.

  • The vehicle(s) are in a good state of electrical and mechanical repair at the point of purchasing a policy.

  • The Insured Vehicle must have been maintained and serviced in line with the manufacturer’s guidelines and have a current MOT certificate (where applicable), valid insurance and road tax.

  • You understand that You are unable to make a claims for assistance under any policy for the first 46 hours from the start date of the policy as you have selected.

  • When European cover has been purchased, You must notify us a minimum of 48 hours in advance of any trips to the EU and declare the travel dates and destination(s) of Your trip.

  • When You have selected to include an excess You will be required to pay this before any service is provided.

 

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